
Term Insurance
Term insurance from is available on its own for temporary protection needs, or it can be layered with universal life or critical illness protection to create personalized coverage that spans a longer length of time. Typically available in 10-, 20- or 30-year terms, you pay a set premium for the term period you purchased.

Whole/Permanent Life Insurance
A policy that stays in force for the insured's whole life — not just a fixed term — and guarantees a death benefit payout to beneficiaries whenever the insured dies, while also accumulating a cash value over time that the policyholder can access during their lifetime.

Universal Life Insurance
Provides affordable protection that can be customized with a wide range of features and options including:
- Investment options
- Riders
- Death Benefit options
- Flexible coverage

Critical Illness Insurance
Provides a one-time, lump-sum payment if the life insured is diagnosed with one of the Critical Illness Covered Conditions and survives the 30-day survival period.

Corporate Owned Life Insurance
A life insurance arrangement in which a corporation buys and owns life insurance policies on one or more of its employee, pays the premiums, and is the named beneficiary

Segregated Funds/ Pension Plan Services
Two distinct but related financial/insurance products, often offered together by insurance companies as part of wealth accumulation and retirement planning.

Term Insurance
While anyone can purchase term insurance, it is a particularly good choice if you are young and in good general health because you can benefit from affordable rates and guarantee your future insurability.
As well, if your insurance needs are temporary, for example to cover the time you have a mortgage, term insurance from ivari can provide you with the coverage you need when you need it.
While anyone can purchase term insurance, it is a particularly good choice if you are young and in good general health because you can benefit from affordable rates and guarantee your future insurability.
As well, if your insurance needs are temporary, for example to cover the time you have a mortgage, term insurance from ivari can provide you with the coverage you need when you need it.


Universal Life Insurance
While anyone can purchase term insurance, it is a particularly good choice if you are young and in good general health because you can benefit from affordable rates and guarantee your future insurability.
As well, if your insurance needs are temporary, for example to cover the time you have a mortgage, term insurance from ivari can provide you with the coverage you need when you need it.
While anyone can purchase term insurance, it is a particularly good choice if you are young and in good general health because you can benefit from affordable rates and guarantee your future insurability.
As well, if your insurance needs are temporary, for example to cover the time you have a mortgage, term insurance from ivari can provide you with the coverage you need when you need it.


Term Insurance
While anyone can purchase term insurance, it is a particularly good choice if you are young and in good general health because you can benefit from affordable rates and guarantee your future insurability.
As well, if your insurance needs are temporary, for example to cover the time you have a mortgage, term insurance from ivari can provide you with the coverage you need when you need it.
While anyone can purchase term insurance, it is a particularly good choice if you are young and in good general health because you can benefit from affordable rates and guarantee your future insurability.
As well, if your insurance needs are temporary, for example to cover the time you have a mortgage, term insurance from ivari can provide you with the coverage you need when you need it.


